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Britain's beauty spots where you can buy your dream home for 30% BELOW the asking price
22/04/25 03:58
Your dream home may seem out of reach but you could wipe as much as 30 pc off the listed price in some areas as desperate sellers want to clinch a deal. A combination of overvalued houses and slow property markets means there could be plenty of room for negotiation....read
Exactly how much money YOU should have in your savings based on your age
15/04/25 04:01An emergency cash buffer is the very foundation of sound personal finances. Here, Money Mail reveals how much you need to have saved at every age.
Children have Jisa accounts that top £100,000
12/04/25 08:51The data shows that as many as 400 children are on course to receive at least £100,000 upon gaining ownership of their junior individual savings accounts on their 18th birthday.
Why Trump's tariffs could open up a golden window to bag bargain TVs, clothes, mortgages and energy bills - and how YOU can snap them up
08/04/25 09:00A very brief window to snap up good deals has opened up - from mortgages and petrol to clothes, electronic goods and cars.
Add £22k to the value of your home with an outdoor kitchen: You can build one for just £3k and it just takes a day to install. Here our experts reveal how...
06/04/25 03:46If you're getting your garden in shape for summer and want to add value to your home, think twice before splashing out on landscaping or adding a no longer fashionable pizza oven.
Add £40,000 to your home's value with a dressing room
29/03/25 09:50They are soaring in popularity among ordinary homeowners who want to replicate the swish storage solutions of influencers and celebrities such as Victoria Beckham.
Millions face paying back some of their state pension to HMRC in a stealth tax raid. Here, our money experts explain what you need to know... and what do to about it
28/03/25 04:46A bizarre tax cliff edge will mean those who receive the full state pension will be taxed on that income - and low-income pensioners will be dragged into the tax system for the first time.
Do you have what it takes to be an Isa millionaire?
17/03/25 07:00Becoming a millionaire is something many of us dream about - but building such an impressive nest egg is not as out of reach as you think.
Single retirees count the cost of pensions
15/03/25 09:50While couples can pool savings and share expenses, single people must stump up for utility bills, holidays and groceries alone.
I won a huge windfall on the lottery and left my job - this what I've spent my winnings on and luxuries I avoid
13/03/25 12:43I spotted an email that read, 'Congratulations: You are a winner'. I thought it was a £10 win, but when I checked the app it said I had won a prize of £10,000 given monthly for 30 years.
Half of parents happy to let grown-up kids live at home as rents and house prices soar
11/03/25 11:16Some 53% of parents will happily accommodate grown-up offspring as swathes of young adults return to childhood bedrooms.
Five minute trick that'll buy you time to boost your state pension by £118,000
04/03/25 10:01There's just one month left to make NI top-ups to increase state pension entitlement - but there's a simple trick you can use to extend the deadline.
Record number of retirees apply to claim pension credit in bid to claw back their winter fuel payments, official figures show
27/02/25 11:42Some 300,000 pensioners applied for pension credit this tax year, of which 235,000 were made after Chancellor Rachel Reeves announced the payment would be means tested.
Picking a partner is easier than picking shares, say savers
22/02/25 09:51Nearly two in five investors say deciding where to put their money was one of hardest decisions they have ever made, according to Barclays.
Retirees may have to pay tax on the state pension as early as next year, analysis suggests
20/02/25 12:00Annual state pension payments could soar by 5.5 per cent to £12,631 in April 2026, according to Deutsche Bank forecasts.
Revealed: Interactive map of 50 buy-to-let hotspots that can make YOU money
18/02/25 10:01Buy-to-let landlords can still make impressive returns. A study of 50 UK cities shows the best for investment - and which are best avoided.
I fear Labour sends a wrecking ball through cash Isas, warns JEFF PRESTRIDGE: What you must do NOW to protect yourself
11/02/25 10:04Is Rachel from Accounts about to make the most calamitous decision of her eight-month tenure as Chancellor by axing tax-free cash Isas?
Scramble to rush through purchases to beat stamp duty hike as house prices soar to nearly £300,000
07/02/25 10:01Buyers have only two months until they will need to stump up potentially thousands of pounds extra in stamp duty as Chancellor Rachel Reeves enforces another tax hike.
Mortgage relief for millions as rate cut could see payments fall by hundreds of pounds a year
06/02/25 11:49Crippling mortgage costs have squeezed household budgets for millions of homeowners since 2022, but now a rate cut could see payments finally start to fall.
Younger workers have lost track of pensions
01/02/25 09:51Those aged 18 to 34 will be at increased risk of losing more of their retirement funds as they are likely to accumulate more pension pots over the years.
Wealthy families face crackdown on inheritance tax payments this year amid claims they may have underpaid by millions
01/02/25 12:57HMRC believes families could owe as much as £325m, which it is currently investigating, according to accountancy group UHY Hacker Young.
I asked AI to manage my money - and it gave me unsuitable investment advice and told me to save cash by working from home. But there WAS one very useful idea...
27/01/25 04:57I decided to test out an AI chatbot for the month of January to see if it could jumpstart my New Year's resolutions to rein in my spending - and start investing.
The 2025 money deadlines you must put in your diary NOW
07/01/25 10:37You have weeks to file an online return and pay what you owe. There's a £100 fine if you file up to three months late. For late payments, you're charged 7.25% interest.
Revealed: The regions with the most generous Bank of Mum and Dad... and how YOU can give your child a deposit on their first home
05/01/25 11:58One in five over-50s who have gifted money to family have done so to help with a house deposit, with the average sum standing at £29,000.
The UK's most expensive street REVEALED - and it will set you back a staggering £21.4million if you want to live there
23/12/24 12:03The road in the heart of the capital tops the list compiled by lender Lloyds, which analysed average prices between 2019 and 2024.
Terrifying truth about Temu toys: From toxic chemicals, illegal products and even flaws that could kill
17/12/24 10:04Parents buying toys for children from online marketplace Temu this Christmas are being warned by health and safety experts to watch out.
A first-class farce: With stamps now costing £1.65 each, we sent 100 cards to test the Christmas post
17/12/24 10:00We sent 100 cards using first-class stamps, which means that those sent to addresses in the UK should have arrived the next working day.
Easy tricks to make £1,147 by Christmas: From netting £200 from a current account switch to a simple referral that'll make you £75, the Mail's money experts reveal their best quick hacks
16/12/24 05:00Who says there's no such thing as getting something for nothing? Using our seven simple steps you could bank the cost of Christmas this year, with minimal effort.
Millions in dark over locating their lost pensions
14/12/24 09:52This comes after it was revealed recently that an estimated £31.1 billion is sitting in missing pension pots, according to the Pension Policy Institute.
The best ways to give children (and grandchildren) a Christmas gift of money... for life
14/12/24 09:51Giving cash over toys this December could be worth thousands of pounds - even though they may have to wait years or decades to enjoy it.
Has your house made you a fortune? Experts reveal the 30 property hotspots where prices are soaring - and the places where you'll have lost money. And they're not where you'd expect!
10/12/24 10:02This year there has been a curious shift in buyers' behaviour which has seen the south coast take a battering on their usually robust property prices.
We won the lottery at the lowest point in our lives but rarely splash out - and now want to DOWNSIZE
10/12/24 10:02Amanda and Graham Nield from Wakefield in Yorkshire are multi-millionaires who won a jackpot of £6.6m on the National Lottery in 2013.
Decline in number of retailers accepting cash is hurting vulnerable people who rely on it to budget, charities warn
04/12/24 11:56The fall in the number of retailers accepting cash is hurting vulnerable people who rely on it to budget, charities and campaign groups have warned.
Tricks to turbocharge your loyalty card points - and little-known ruses to squeeze extra from Nectar and Clubcard
03/12/24 10:02We have unearthed the best strategies to get the most out of the top loyalty schemes: Tesco Clubcard, Sainsbury's Nectar and Boots Advantage Card.
How much extra landlords will have to pay under Rachel Reeves's new tax double-whammy - and the regions that will be hardest hit
24/11/24 04:51Respite was on the horizon for landlords when mortgage rates began to fall this year. However, property investment is now harder to afford as stamp duty hits them with a double-pronged assault.
Women retire on £695 less a month than men
23/11/24 09:50Their pension pots are some 27 per cent smaller than their male counterparts.
Private rents set to rocket by nearly 20% over next five years as demand continues to outstrip supply
19/11/24 10:32A squeezed private rental stock is set to be overwhelmed by demand as beleaguered landlords shun the market due to raised mortgage costs.
House prices will rise £84,000 on average in the next five years, predicts Savills
06/11/24 01:30A huge 23.4 per cent growth in the UK housing market is expected by 2029, according to estate agent Savills.
How to beat Rachel Reeves' buy-to-let crackdown - the little-known tax reliefs to maximise your returns
02/11/24 04:56Landlords knew they were in for a bruising in the Budget. Buyers of second homes now need to stump up 5 per cent stamp duty, which could push landlords out of the buy-to-let sector.
Homeowners hoping for mortgage rate cuts should 'think again' - as borrowing costs could soar
02/11/24 12:46Markets were spooked in the days following Chancellor Rachel Reeves ' Budget , which has dented hopes of mortgage rate cuts following next week's base rate decision by the Bank of England.
The nine golden gift rules that will save your family a FORTUNE - and how to pass on money tax free: LUCY EVANS reveals how to Beat The Budget
31/10/24 01:42Grieving families will pay billions more in inheritance tax over the next five years after Chancellor Rachel Reeves launched a three-pronged raid on bequeathed estates.
Rachel Reeves' plan to hike capital gains tax 'will bite into the profits of investors'
31/10/24 12:09While the increases were not as high as some experts feared, the changes will still snatch valuable profit from the pockets of UK investors.
Budget hit to holiday homes and buy-to-let landlords: Rachel Reeves hammers those buying second properties as she hikes stamp duty surcharge to 5% from TOMORROW
30/10/24 01:51The Chancellor announced, from as soon as tomorrow, those purchasing additional properties will have to pay a 5 per cent surcharge.
What Rachel Reeves is planning in her own words: Our financial experts' exhaustive research reveals how she may hit you for inheriting your home... and cap your ISA
26/10/24 03:46Chancellor Rachel Reeves may not be the UK's most popular person later this week, but to her credit she has always been vocal about what she believes this country needs.
Landlords' ultimate Budget battle plan: Buy-to-let faces a clobbering by Rachel Reeves - but here's how to boost your returns and STILL make a profit
25/10/24 04:01Landlords are bracing themselves for being targeted by Chancellor Rachel Reeves in the Budget next week after the Prime Minister suggested the group are not 'working' people.
Is the Chancellor plotting to tighten gift rules millions of families use to pass on their wealth?
22/10/24 09:13Death duties are set for sweeping changes on October 30 as Rachel Reeves (pictured) looks to inheritances to help boost the Treasury coffers by £40billion.
Rachel Reeves could target ISAs in her Budget next week - after previously floating a £500,000 lifetime limit on the tax-free accounts
21/10/24 09:51Ms Reeves called for a £500,000 limit on the amount that savers could put into the tax-free wrappers in an article in 2016 - sparking fresh fears she could make changes to the ISA regime.
Rachel Reeves set to keep income tax thresholds frozen... But claims it's NOT a manifesto breach because it's not an increase!
18/10/24 09:03Despite Labour pledges not to increase the tax burden on working people, the Chancellor is said to be prolonging the 'stealth tax' raid beyond 2028 - the end point originally given by Rishi Sunak.
Pensioners set to be nearly £500-a-year better off after spring Budget... But those on benefits could still lose out after dip in inflation
16/10/24 10:01The full new state pension will rise to about £11,976 under the triple lock pledge, which ensures payments increase each year by whichever of inflation, earnings growth or 2.5 per cent is highest.
City watchdog probes pay monthly insurance deals amid fears they may not provide fair value
16/10/24 09:00The Financial Conduct Authority said it has been 'concerned' about pay monthly insurance deals - known as premium finance - for some time.
Beware the sneaky 20% 'tips' online platforms add to charity donation
12/10/24 08:50Donors can change or opt out of these tips, which go directly to the platforms, but only if they spot them - and navigate how to reduce the amount to £0.
Fears grow that lenders may start to raise mortgage rates if Rachel Reeves fiddles with Britain's debt figures
09/10/24 11:34Falls in mortgage rates are expected to come to an 'abrupt halt' this week as lenders reassess the risk of a rising cost of borrowing following the Chancellor's Budget on October 30.
Only four major banks and building societies promise to cover the first £100 lost to fraud under new banking rules introduced this week
08/10/24 12:22Scam victims face a 'refund lottery' as banks and building societies have been given the power to deny refunds on money lost to fraud below £100, according to finance website Finder.
Teenagers are taking a punt on high-risk crypto, warns FCA
19/09/24 09:00FCA boss Nikhil Rathi sounded the alarm over increasing financial vulnerability among teenagers, with 8% of 13-16-year-olds holding cryptocurrencies.
Online sellers face 'ticking time bomb' over new tax rules, charities warn
17/09/24 09:03HMRC has failed to do enough to make online sellers aware that they may need to start filing a tax return and paying tax, says the Low Income Tax Reform Group.
Give yourself the best chance of securing pension credit worth £3,900 - our essential guide
10/09/24 04:09Those who apply for pension credit now could be left waiting until spring before they receive any money, with no help during winter. Some have been waiting up to eight months.
British Isa plans to encourage investment in London-listed stocks looks set to be scrapped
04/09/24 11:54The Government is said to be planning to drop plans for a British Isa over fears it could 'complicate' the market.
Revealed: Best cities to buy your first home... according to ten key factors from house prices to wages
28/08/24 12:49For many first-time buyers, the dream of owning their own home seems out of reach. But there are vibrant UK cities which offer the best chance of taking a step on to the property ladder.
How the Treasury is raking in near record levels of inheritance tax - as grieving families hand over £749million last month alone
22/08/24 12:46The Treasury raked in an extra 9 per cent - or £230million - between April and July compared with the same period last year, official figures have revealed.
How supermarkets are using 'rip-off' loyalty pricing practices as they bump prices higher days before offering 'discounts'
22/08/24 12:32Beauty retailers and supermarkets, including Sainsbury's and Tesco , have been accused by consumer group Which? of using their loyalty card schemes to artificially hike prices.
HMRC's two-week warning to claim child benefit
21/08/24 08:46Parents have less than two weeks to tell HMRC if their 16 to 19-year-old child is staying in education - or risk losing their child benefit, the tax office warns.
The best second careers for the over-50s: It's NOT too late to change your life with these lucrative jobs that require more life experience than training - and earn up to £96k a year
19/08/24 11:03By your 50s you're likely to have had the same career for years or even decades. But if you're sick of it, you don't need to coast along miserably until retirement.
Mystery of the disappearing Nectar points: Cardholder finds his points had been spent 100 miles away
13/08/24 09:00Over the past 14 years Brian Brown (pictured) has managed to amass more than 96,000 Nectar points by shopping at Sainsbury's or on eBay.
Revealed by money experts: The eight side-hustles that could earn you up to £18,000 a year - and the ones that aren't worth the effort
05/08/24 04:13From making money from your hobbies to selling things you no longer need, side hustles are all the rage for giving your income a boost. Here's how you can get started
Mortgages get cheaper - but should you hold out for better rates? What the experts say
04/08/24 11:02Mortgage holders battered by high borrowing costs can finally see light at the end of the tunnel after lenders cut rates last week.
How to protect your wealth from the Labour surprise that could wipe out your savings, take your home and leave your children with nothing
31/07/24 01:53New reforms had promised that no one would ever have to fork out more than £86,000 towards their care over the course of their lifetime.Now they have been scrapped.So how will you be affected?
How to protect your wealth from the Labour surprise that could wipe out your savings
30/07/24 09:18Pensioners and vulnerable adults now face paying tens of thousands of pounds extra - and even to sell their homes - to fund essential care.
Are YOU leaving it too late to get your child into a top state school? Find out using our expert interactive guide with five months before Labour whacks VAT on fees
30/07/24 11:45Parents who want their children to go to one of the best state schools had better hurry if they don't already live within their catchment areas. Here's our guide to when you need to move.
The man who thinks he's cracked the trick to winning the Lottery reveals his secrets - and is so convinced they'll work he already has the champagne on standby
24/07/24 01:23Retired entertainer Ray Spiller, 71, is so convinced he will win the National Lottery that he has a few bottles of champagne waiting to celebrate.
The man who thinks he's cracked the trick to winning the Lottery reveals his secrets - and is so convinced they'll work he already has the champagne on standby
22/07/24 11:15Retired entertainer Ray Spiller, 70, is so convinced he will win the National Lottery that he has a few bottles of champagne waiting to celebrate. He has enjoyed entering since it started 30 years ago.
As EU laws demand 'speed limiters' are fitted to new cars, how they might hike the cost of your vehicle... but save you a packet on insurance
09/07/24 04:08As speed-limiting technology is made mandatory on all new EU cars and is likely to be fitted in most cars sold in the UK, will it benefit your wallet as well as the road?
Which lottery REALLY gives you the best odds of winning? National Lottery, Premium Bonds and Omaze
08/07/24 10:56Tens of millions of people play the lottery every year and nearly seven in ten adults have entered the National Lottery at least once - almost 36 million people - in 2023.
Protect your property from Labour! From first-time buyers to second-home owners, the financial experts' guide to mortgages, house prices... and when to move
07/07/24 10:51Labour is planning a raft of policies set to send waves through the property market. We look at what is planned and what homeowners can do to protect themselves and benefit from the changes.
Banks including HSBC and Barclays slash mortgage rates again in battle for fresh borrowers
05/07/24 01:09Five of the biggest lenders are in a mortgage rate-cutting war as they fight for new borrowers, including Barclays, which is reducing its fixed-rate mortgages by as much as 0.27 percentage points.
Mortgages are finally falling - find out whether you should fix now or wait for a better deal with our expert guide
25/06/24 09:01Homeowners and buyers can finally see light at the end of the mortgage misery tunnel as two of Britian's biggest lenders slash their rates this week.
Why is Lottery operator Allwyn holding on to players' cash? Meet the winners waiting up to EIGHT WEEKS for their jackpot
25/06/24 04:24Money Mail has been contacted by winning ticket holders who are disgusted that Lottery operator, Allwyn, is holding on to their winnings - for up to nine weeks.
How to win the lottery: We reveal the least picked numbers - and if tickets bought online are more likely hit the jackpot
11/06/24 09:01Some three in five adults play Lottery games regularly and the National Lottery has made more than 7,200 people millionaires since 1994.
Why experts say you should buy half your holiday cash now and the rest after the election
04/06/24 09:01Holidaymakers can boost their spending money by up to 60% compared with last year if they exchange pounds for foreign currency this week.
If you bought your house in the 70s, live in the South East - watch out for doorstep scammers
21/05/24 09:02Doorstep scams now make up a fifth of suspected cons reported to consumer charity Citizens Advice - the highest proportion since May 2019.
Why 16 to 24-year-olds are putting their parents to shame when it comes to saving
14/05/24 09:00Just under half of young savers put away at least 20% of their monthly income, compared to just 12% of 45- to 54-year-olds.
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