Disaster assistance
Explore SBA's low-interest disaster loans to help homeowners, renters, and businesses of all sizes recover from declared disasters.
Kentucky floods
California wildfires
Hurricane Milton
Hurricane Helene
Apply for an SBA disaster loan
Manage your SBA disaster loan
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Who can apply for an SBA disaster loan?
- Businesses of all sizes
- Homeowners
- Renters
- Private nonprofit organizations
You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan.
How to use an SBA disaster loan
- Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business
- Business operating expenses that could have been met had the disaster not occurred
Types of disaster loans
Physical damage loans
Loans to cover repairs and replacement of physical assets damaged in a declared disaster.Mitigation assistance
Expanded funding to make improvements to eliminate future damage.Economic Injury Disaster Loans
Funding to cover small business operating expenses after a declared disaster.Military reservist loan
SBA provides loans to help eligible small businesses with operating expenses to make up for employees on active duty leave.
Get disaster assistance
Check disaster declarations
See if the SBA has issued a disaster declaration in your area.Apply for a disaster loan
Loans are available for businesses and homes affected by disaster.Check your status
Log in to your account and check your email for updates.
