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Is going over the cliff the most likely option? Probably

Earlier this morning, we wrote that -- after last night's House GOP failure to pass "Plan B" -- the White House and Congress essentially have three remaining options:

1. The White House and the Senate (both Majority Leader Harry Reid and Minority Leader Mitch McConnell) work on a quick fix -- like raising rates on income above $250,000 -- that they can force through the House.

2. President Obama still tries to strike a grand bargain, now holding more leverage.

3. We go over the cliff.

Going over the cliff -- which NBC's Mike Viqueira dubbed "the inertia option -- looks like the most likely option. In fact, here's what Viqueira wrote earlier this month:

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