
Caroline Basile
Mortgages and Student Loans Deputy Editor
About
Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where she produced daily news and feature stories. She holds a degree in journalism from the University of North Texas. When she’s not working on finance-related content, Caroline enjoys baseball, traveling and going to concerts.
Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. During her career, she was previously an editor with HousingWire, where she wrote daily news and in-depth feature stories covering all aspects of the housing industry, from mortgages to real estate and financial technology. She graduated from the University of North Texas with a degree in journalism. When she’s not working on finance-related content, Caroline enjoys baseball, traveling and going to concerts.
Expertise
- Mortgages
- Refinancing
- Home buying
- Housing market
- Real estate
- Student loans
Achievements
- Nearly 10 years of writing and editing experience
- Covered the housing and mortgage industry
- Freelance content creator for several companies in the mortgage industry
- Graduated from the University of North Texas
Other Publications
- What’s behind the recent surge in rental growth?
- Here’s how the shutdown is impacting mortgage lending right now
- Will sale-leasebacks change how homeowners tap into their equity?
- Housing starts tumble in December
- Senate passes rollback of Dodd-Frank banking rules
Education
University of North Texas, bachelor’s degree in journalism
Honors & Awards
- Honorable Mention for sponsored interactive story , Eddie & Ozzie Awards, Folio Magazine, 2018
- Honorable Mention for b2b feature story , Eddie & Ozzie Awards, Folio Magazine, 2018
Current Mortgage Refinance Rates: April 25, 2025 – Rates Advance Higher
The rate on a 30-year fixed refinance rose to 6.96% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.91%, and for 20-year mortgages, the average is 6.77%.Related: Compare Current Refinance Rates Current...Mortgage Rates Today: April 25, 2025 – Rates Remain Fairly Steady
The current average mortgage rate on a 30-year fixed mortgage is 6.88%, compared to 6.81% a week earlier, according to the Mortgage Research Center. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is...Current Mortgage Refinance Rates: April 24, 2025 – Rates Decline
The rate on a 30-year fixed refinance dropped to 6.93% today, according to the Mortgage Research Center. Rates averaged 5.92% for a 15-year financed mortgage and 6.73% for a 20-year financed mortgage. Related: Compare Current Refinance Rates Today's 30-Year Fixed...Latest HELOC & Home Equity Loan Rates: April 24, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...Mortgage Rates Today: April 24, 2025 – Rates Remain Fairly Steady
Today's average mortgage rate on a 30-year fixed-rate mortgage is 6.84%, down 0.23% from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, which...Mortgage Rates Today: April 23, 2025 – Rates Remain Fairly Steady
The current mortgage rate on a 30-year fixed mortgage rose by 0.06 percentage point in the last week to 6.92%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.04 percentage point during the...Mortgage Refinance Rates Today: April 23, 2025 – Rates Increase
The rate on a 30-year fixed refinance increased to 7% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.98%, and for 20-year mortgages, the average is 6.82%. Related: Compare Current Refinance Rates...Latest HELOC & Home Equity Loan Rates: April 23, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...Current Mortgage Refinance Rates: April 22, 2025 – Rates Increase
The rate on a 30-year fixed refinance rose to 6.96% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.95%, and for 20-year mortgages, the average is 6.81%. Related: Compare Current Refinance Rates...Private Student Loan Rates: April 22, 2025—Loan Rates Edge Down
Rates on 10-year fixed-rate private student loans dropped last week. If you're interested in picking up a private student loan, you can still get a relatively low rate. According to Credible.com, from April 14 to April 19, the average fixed...Latest HELOC & Home Equity Loan Rates: April 22, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...Mortgage Rates Today: April 22, 2025 – Rates Remain Fairly Steady
The current average mortgage rate on a 30-year fixed mortgage is 6.90% with an APR of 6.93%, according to the Mortgage Research Center. The 15-year fixed mortgage has an average rate of 5.96% with an APR of 6.02%. On a...Current HELOC & Home Equity Loan Rates: April 21, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...Here Are Today’s Mortgage Refinance Rates: April 21, 2025 – Rates Stay Flat
Mortgage refinance rates stayed flat at 6.94% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.92%. For 20-year mortgage refinances, the average rate is 6.74%. Related: Compare Current Refinance Rates 30-Year Refinance Rates...Mortgage Rates Today: April 21, 2025 – Rates Remain Fairly Steady
Currently, the average interest rate on a 30-year fixed mortgage is 6.85%, compared to 7.07% a week ago, according to the Mortgage Research Center. For borrowers who want to pay off their home faster, the average rate on a 15-year...Today’s HELOC & Home Equity Loan Rates: April 17, 2025
A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's value and pay that amount back in monthly installments. A home equity line of credit is a variable-rate second mortgage...Mortgage Rates Today: April 17, 2025 – Rates Remain Fairly Steady
Today's average mortgage rate on a 30-year fixed-rate mortgage is 6.85%, down 0.14 percentage point from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed...Current Mortgage Refinance Rates: April 17, 2025 – Rates Dip
The rate on a 30-year fixed refinance decreased to 6.94% today, according to the Mortgage Research Center. Rates averaged 5.94% for a 15-year financed mortgage and 6.75% for a 20-year financed mortgage. Related: Compare Current Refinance Rates 30-Year Fixed Refinance...Current Mortgage Refinance Rates: April 16, 2025 – Rates Move Up
The rate on a 30-year fixed refinance is 6.94% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.96%. For 20-year mortgage refinances, the average rate is 6.76%. Related: Compare Current Refinance Rates 30-Year...Current HELOC & Home Equity Loan Rates: April 16, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...Mortgage Rates Today: April 16, 2025 – 15-Year Mortgage Rates Increase, 30-Year Rates Steady
Today's average mortgage rate on a 30-year fixed-rate mortgage is 6.87%, up 0.06 percentage point from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed...Mortgage Refinance Rates Today: April 15, 2025 – Rates Decline
The rate on a 30-year fixed refinance decreased to 7.05% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 6.02%, and for 20-year mortgages, the average is 6.88%. Related: Compare Current Refinance Rates...Mortgage Rates Today: April 15, 2025 – Rates Move Up
The current mortgage rate on a 30-year fixed mortgage rose by 0.38 percentage point in the last week to 6.98%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.41 percentage point during the...Latest HELOC & Home Equity Loan Rates: April 15, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...Private Student Loan Rates: April 15, 2025—Loan Rates Drop
The average interest rate on 10-year fixed-rate private student loans fell last week. For many borrowers, that means rates continue to be low enough to make private student loans a decent option, especially if you have good credit. From April...Here Are Today’s Mortgage Refinance Rates: April 14, 2025 – No Movement On Rates
Mortgage refinance rates didn't move at 7.13% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 6.09%. For 20-year mortgage refinances, the average rate is 6.97%. Related: Compare Current Refinance Rates 30-Year Refinance Rates...Mortgage Rates Today: April 14, 2025 – 15-Year and 30-Year Fixed Rates Soar
Today, the mortgage interest rate on a 30-year fixed mortgage is 7.07%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 6.08%. On a 30-year jumbo mortgage, the average rate is 7.30%. 30-Year Mortgage...Current HELOC & Home Equity Loan Rates: April 14, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home's...
About
Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where she produced daily news and feature stories. She holds a degree in journalism from the University of North Texas. When she’s not working on finance-related content, Caroline enjoys baseball, traveling and going to concerts.