Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
American Express Membership Rewards points are some of the best rewards to earn if you're interested in domestic travel within the U.S.
A large reason Amex points are so valuable is their flexibility. With 18 airline partners, you can use Amex points to book awards with most major U.S. airlines, including American Airlines, Alaska Airlines, Delta, United and JetBlue. If you can't find open award seats on the days you want to travel, no problem. You can book any seat that's available to buy with cash and use Amex points to pay for the ticket when you book through the Amex Travel Portal.
Below, CNBC Select details the best ways to redeem Amex points to fly for free (or nearly free) across the U.S.
Best Amex cards for earning Membership Rewards points
American Express has a strong lineup of personal and business cards that earn transferrable Membership Rewards points.
The cards with some of the best benefits and highest welcome bonuses include:
The Platinum Card® from American Express is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)
- Access to 1,400+ airport lounges, including Priority Pass™ Select lounges (enrollment required) and Amex Centurion lounges
- Statement credit offers worth up to twice what the annual fee costs
- Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
- High annual fee
- Many statement credit offers are complicated and are earned in increments or limited to specific purchases
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- With American Express Global Lounge Collection® you can enjoy access to over 1,400 airport lounges globally, including The Centurion® Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
Balance transfer fee
N/A
Foreign transaction fee
None
The Business Platinum Card from American Express is a premium business card loaded with statement credit offers for business services and travel that help justify its steep annual fee.
- Access to 1,400+ airport lounges, including Priority Pass (Enrollment required) and Amex Centurion lounges
- Statement credit offers worth over $1,400 every year
- Hotel and rental car elite status perks
- Earns flexible rewards you can transfer to 20+ airline and hotel loyalty programs (Enrollment required for select benefits mentioned; Benefits may be subject to auto-renewal)
- High annual fee
- Limited bonus spending categories
- Some statement credit offers are earned in small increments or only apply to purchases from a single brand
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
- Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- $695 Annual Fee.
- Terms Apply.
- See Rates & Fees
The American Express Gold Card is great for earning valuable Membership Rewards® points at restaurants worldwide and U.S. supermarkets.
- You can earn $400+ in dining and rideshare credits every year (Enrollment required for select benefits mentioned)
- Exceptionally rewarding for eligible restaurant and U.S. supermarket purchases
- No foreign transaction fees
- Larger annual fee
- Credits are more complicated, you earn them monthly or semi-annually
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees
Foreign transaction fee
None
The Blue Business® Plus Credit Card from American Express is a great option if you're starting a business because it's affordable, earns flexible travel rewards and offers an intro-APR on purchases for a year.
- Valuable intro-APR offer for purchases for 12 months
- Earns flexible rewards you can transfer to 20+ airline and hotel loyalty programs
- No annual fee
- Bonus rewards for purchases are capped
- Few useful travel insurance benefits
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
- You've got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee
- Terms Apply.
Balance transfer fee
N/A
Foreign transaction fee
2.7% of each transaction after conversion to US dollars
Boost your rewards with an Amex bank account
With an American Express® Rewards Checking account, you can keep your bank and credit card accounts under one roof and earn rewards in the same loyalty program. You'll earn rewards for debit card purchases at a rate of one Amex Membership Rewards® point for every $2 in eligible spending. On top of that, your checking account balance will earn 1.00% Annual Percentage Yield (APY) as of 06/24/2024. Plus, there are $0 monthly fees to worry about.
American Express® Rewards Checking Account
Monthly maintenance fee
$0
Minimum deposit to open
$0
Minimum balance
$0
Annual Percentage Yield (APY)
1.00% as of 06/24/2024
Free ATM network
37,000+ MoneyPass® ATMs
ATM fee reimbursement
None
Overdraft fee
N/A
Mobile check deposit
Yes
Terms apply.
Click here to view terms and conditions.
Booking domestic flights with Amex points
You can only transfer Amex points to three U.S.-based airline programs: Delta SkyMiles, HawaiianMiles and JetBlue TrueBlue. However, by taking advantage of airline partnerships, you can use Amex points to book award flights with other major carriers, including United Airlines, American Airlines and Alaska Airlines.
Pro tip: As of October 2024, you can transfer miles from your HawaiianMiles account to Alaska's Mileage Plan, allowing you to redeem your miles with a wider range of airline partners.
In most cases, you can move your Amex points to partner airlines at a 1:1 ratio in 1,000-point increments. Occasionally, Amex even offers bonuses for transferring points to select partners. Keep in mind, that transferring Amex points is a one-way street. Once you've moved your points to a partner, you can't return them to your Amex account.
Many transfers are instant, so you can find an open award flight first and then transfer points to the airline. A handful of frequent flyer programs even allow you to put awards on hold while you wait for the points to transfer.
These aren't the only ways to use Amex points for flights within the U.S., but they represent the best combination of value, flexibility and ease of booking.
Booking United flights with Amex points
Amex Membership Rewards points don't transfer to United MileagePlus, but you can book United award flights through United's Star Alliance partners, such as Avianca LifeMiles and Air Canada Aeroplan.
Better yet, sometimes, these programs charge far fewer miles than United would through its MileagePlus program for the same flights. For example, CNBC Select found United Airlines "saver" economy award flights between Chicago (ORD) and Raleigh-Durham (RDU) for 15,000 miles each way. Keep in mind, United doesn't have a fixed award chart, so its award prices can vary.
The exact flights are available through Air Canada Aeroplan for 10,000 points and through Avianca LifeMiles for just 7,500 miles each way.
Comparing prices will take a little legwork because Avianca LifeMiles does not publish an official award chart for partner awards and charges an award booking fee of up to $25 in addition to the taxes. To find the price of a specific flight you'll have to roll up your sleeves and directly search the route on LifeMiles.com.
Meanwhile, Aeroplan has a distance-based award chart for flights within North America and charges a flat $39 CAD (roughly $28 USD) per-person partner booking fee in addition to the taxes.
Aeroplan award chart for partner flights within North America
Distance (miles) | Economy | Business |
---|---|---|
0 - 500 | 6,000 pts | 15,000 pts |
501 - 1,500 | 10,000 pts | 20,000 pts |
1,501 - 2,750 | 12,500 pts | 25,000 pts |
2,751 + | 22,500 pts | 35,000 pts |
Don't miss: How to access United Club airport lounges
Booking Delta flights with Amex points
The simplest way to book Delta flights with Amex points is by transferring your points to Delta's SkyMiles loyalty program.
Delta SkyMiles uses dynamic award pricing, so you'll often get a relatively consistent value of 1.2 cents per mile, although it fluctuates. For instance, Delta also has ongoing SkyMiles Award Deals and runs regular flash sales often featuring domestic flights for 5,000 miles one-way or less.
That said, there are times when transferring your points to one of Delta's SkyTeam alliance partner airlines may be a cheaper option. Virgin Atlantic's Flying Club and Flying Blue (Air France and KLM), can be better programs for booking Delta flights in some situations.
Unlike the SkyMiles program, Virgin Atlantic has fixed, distance-based redemption rates for domestic Delta awards. If you're not sure what zone your flight falls into, the Great Circle Mapper is an excellent tool for determining the distance for any route.
The cost of your award is calculated based on the distance flown per segment, so if you have a connection you're essentially paying for two one-way awards. However, there are plenty of nonstop flights where booking with Virgin Atlantic is cheaper.
For example, we found one-way Delta flights from Atlanta to Las Vegas for 16,000 to 31,500 miles plus taxes through SkyMiles. The same flights were available to book through Virgin Atlantic for 18,500 Virgin points and the same taxes. So which program is better to use depends on what flight you want. To see what Delta awards are available to book with Virgin points, you can search directly with Virgin Atlantic.
Flying Blue doesn't publish an award chart, but at the time of writing, CNBC Select found direct Delta flights from Boston to Salt Lake City for 17,500 miles and around $20 in taxes and fees. The same flight costs 24,000 miles and around $6 in taxes and fees when booking through Delta SkyMiles.
Don't miss: How to access Delta Sky Club airport lounges
Booking American Airlines and Alaska Airlines flights with Amex points
Airlines such as British Airways and Qantas are members of the Oneworld alliance and you can use these programs to book awards with American Airlines and Alaska Airlines. Both programs price awards based on distance, so the cheapest option will depend on your flight's price band.
Qantas' award costs vary depending on the airline you're flying with and if your itinerary involves multiple airlines. However, for most domestic flights you'll likely be traveling with a single partner airline, so here's what you'll pay for one-way American Airlines flights:
Qantas award chart for flights with American Airlines
Economy class | Business class | |
---|---|---|
0 to 600 | 8,000 | 18,400 |
601 to 1,200 | 12,000 | 27,600 |
1,201 to 2,400 | 18,000 | 41,500 |
2,401 to 3,600 | 20,300 | 57,000 |
3,601 to 4,800 | 25,200 | 68,400 |
Qantas has a slightly more expensive award chart for one-way Alaska Airlines awards:
Qantas award chart for flights with Alaska Airlines
Economy class | Business class | |
---|---|---|
0 to 600 | 10,000 | 20,000 |
601 to 1,200 | 14,000 | 30,000 |
1,201 to 2,400 | 20,000 | 43,800 |
2,401 to 3,600 | 24,500 | 61,200 |
3,601 to 4,800 | 30,200 | 75,000 |
In certain situations, you'll need fewer Amex points to book American Airlines or Alaska Airlines flights using British Airways Avios points. For example, an Alaska flight between 1,201 miles and 2,000 miles is more affordable with British Airways, and an American Airlines flight between 2,401 miles and 3,000 miles is a touch less expensive when you use British Airways Avios.
Although British Airways doesn't publish and award chart, here's what you'll typically pay:
British Airways partner award chart for U.S. domestic flights
Distance | Economy | Business class |
---|---|---|
Up to 650 miles | 12,000 | 24,000 |
651 - 1,150 | 16,000 | 32,000 |
1,151 - 2,000 | 18,000 | 40,000 |
2,001 - 3,000 | 20,000 | 50,000 |
Although not a part of the Oneworld alliance, you can also book American Airlines awards through the Etihad Guest program. It operates a distance-based award chart and some redemptions are cheaper, such as flight segments under 500 miles for 6,000 Etihad miles.
Pay with Amex points
The biggest drawback to booking flights with points or miles is most airlines limit the number of seats you can book with points, especially through partner programs. The most convenient flight schedule or the most popular travel days will be harder to book with rewards.
However, you can circumvent these restrictions, and book any open seat, when you pay with Amex points using the Amex Travel Portal. You simply search for flights through Amex Travel, the same way you would with another online travel agency like Expedia.
When it comes time to pay for the airfare, you can use your Amex points to pay for all or some of the costs. With this option, you'll have unlimited flexibility and you'll even earn frequent flyer miles on your flight.
To ensure the best deal, you'll want to price-check any flights you book through Amex Travel. You have to call to book with certain carriers, like Southwest or Spirit Airlines, but the phone agent may not be able to book the cheapest or most direct flights for you.
When booking flights with the Amex travel portal you typically get a value of one cent per point. However, the deal is sweeter for anyone with the Business Platinum Card® from American Express.
Amex Business Platinum cardholders receive a 35% points rebate (up to 1,000,000 points per calendar year) on eligible airfare booked using Amex's Pay with Points program. Eligible airfare includes any business- or first-class flight and flights with your selected airline, which is the same airline you choose for your card's airline fee credit of up to $200 each year.
Things to know about booking awards through partner airlines
Amex Membership rewards transfer to 18 airline frequent flyer programs and three hotel loyalty programs, allowing you to pick and choose the best program for the specific trip you want to book. Amex's transfer partners include the following:
- Aer Lingus AerClub
- Aeromexico Premier
- Air Canada Aeroplan
- Flying Blue (Air France/KLM)
- ANA Mileage Club
- Avianca LifeMiles
- British Airways Executive Club
- Cathay Pacific Asia Miles
- Delta SkyMiles
- Emirates Skywards
- Etihad Guest
- Hawaiian Airlines HawaiianMiles
- Iberia Plus
- JetBlue TrueBlue
- Singapore KrisFlyer
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Virgin Atlantic Flying Club
- Choice Privileges
- Hilton Honors
- Marriott Bonvoy
While partner airline programs can offer exceptional deals, there are tradeoffs. Not every award flight is open to partner bookings. Partner programs only have access to the lowest priced saver level awards so it's often more difficult to find awards to book with partner miles.
Also, If you need to cancel or change a partner award booking, it's not always straightforward. You'll need to contact the airline you booked through, not the airline you're traveling with.
For example, you need to contact Virgin Atlantic Flying Club to change a Delta flight booked with Virgin points. That ticket would also be subject to all of Virgin Atlantic's rules. In some cases, this is an advantage but not always.
Outside of the miles or points cost, there are other things to consider when choosing a partner program to book through. Some airlines allow stopovers for free or a small fee on award tickets, although this rarely applies to U.S. domestic flights. The change and cancellation fees also vary from one airline to the next. By understanding the opportunities, and costs, outside of just the points you're using to book your flights, you'll be able to choose the best overall deal for your trip.
Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.
FAQs
What are Amex Membership Rewards points worth?
American Express Membership Rewards points are worth 0.5 to 1 cent per point for most redemptions, but you can easily get 2 cents or more in value per Amex point by using them to book travel through an airline or hotel transfer partner.
How do I get more Amex points?
American Express Membership Rewards points are earned by spending on eligible American Express rewards cards. The quickest way to earn a large number of points is by taking advantage of welcome bonus offers when opening a new card.
How do I convert Amex points to dollars?
While American Express Membership Rewards points can't be redeemed for straight cash back, they can be used to offset card charges at a rate of 0.6 cents per point through Cover Your Card Charges. You will get a statement credit in your account that reduces your card balance. However, you can get far better value from your points when using them for travel.
Bottom line
Although Amex Membership Rewards points only transfer to three U.S.-based airlines (Delta, Hawaiian and JetBlue), you can use Amex points to book awards with all of the largest U.S. airlines.
By strategically transferring Amex points to partner airlines, you can use Amex points to book flights with United Airlines, American Airlines, Alaska Airlines, and others. Even if you have frequent flyer miles saved up with your favorite airline, you may be better off booking with Amex points. In many cases, these awards are cheaper than if you used miles to book directly with those airlines.
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Why trust CNBC Select?
At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card rewards guide is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of travel rewards. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.
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For rates and fees of the Platinum Cardfrom American Express, click here.
For rates and fees of the Business Platinum Card from American Express, click here.
For rates and fees of the American Express Gold Card, click here.
For rates and fees of the Blue Business Plus Credit Card from American Express, click here.